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Advantages & disadvantages of getting a USDA loan? – · Best Answer: Why would you never finish paying it? They are 30-year fixed rate loans where the interest is amortized over the life of the loan. The only down side is that USDA loans are geographically and income restrictive. You are not required to carry Mortgage Insurance on a USDA loan.
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Two popular options are the USDA Rural Development loan and the FHA home loan. They are both low-down-payment loans, but beyond that,
Advantages & disadvantages of getting a USDA loan? | Yahoo. – They are 30-year fixed rate loans where the interest is amortized over the life of the loan. The only down side is that USDA loans are geographically and income restrictive. You are not required to carry Mortgage Insurance on a USDA loan, so that’s a big plus. I don’t know what down payment is required.
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